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Basic Need Analysis

Worried about your family’s financial future in your absence?

The Basic Need Analysis tool analysis how much insurance you need to buy, to maintain the present comforts and luxuries even when you are not with them and ensures a secure future.
Calculation Parameters
Name
Date of Birth
Your present Age (Yrs.)
Your expected retirement age (Yrs.)
Annual / Gross Income (Rs.)
Your annual household expenses (Rs)
Existing total income (Rs.) (Liquid Cash)
Expenses on self (Rs.)
Estimated Rate of Inflation (%)
Int. Rate on Investments. (%)
Existing risk cover amount (Rs.)
Your Annual Premium outgo (Rs.)
Calculation Parameters
Human Life value of
is Computed as
He Already has a Cashflow Arrangement of
An Existing Insurance of